Frequently Asked Questions
General questions about our company, service, and properties we offer on this website:
- What does Seller / Owner Financing actually mean?
- What is the Seller / Owner Financing process?
- What if I have bad credit? Can I still get a home with owner financing?
- Is there a required down payment?
- What are the benefits of seller financing?
- What are the requirements of an owner financing arrangement?
What does Seller / Owner Financing actually mean?
When a property buyer finances the purchase directly through the person or entity selling it. This often occurs when the prospective buyer cannot obtain funding through a conventional mortgage lender. Owner financing is essentially seller financing.
We help lots of folks like you to purchase the home of their dreams with our Cheyenne owner financing program.
Fill out the form below to get started on your way to home ownership!
What is the Seller / Owner Financing process?
The seller owner financing process is actually pretty simple.
Once you’ve seen one of our fantastic properties, we’ll direct you to an application to fill out. Don’t worry – we help people with all kinds of credit and financial situations, and if you can afford the property, we can probably help you to own it.
We help you avoid bank qualifying and streamline the process to home ownership. You will need a certain amount of a down payment, household monthly income and we need to verify that you have the ability to make the monthly payments. We do this for your protection so we know you will be able to afford the home you want.
That’s the process!
First step – sign up to find great properties around Cheyenne just by filling out the form.
You’ll get immediate access to great Cheyenne homes, plus a whole lot more.
Sign up and get started now!
What if I have bad credit? Can I still get a home with owner Financing?
Yes, you can! Many people with bad credit can still buy a home without a bank.
Every situation is different, but we specialize in helping people who have been through tough circumstances (or just made mistakes in the past) to get started on the path to a great financial future and home ownership.
So fill out the form at the bottom of this page now and get your piece of the American dream!
What are the benefits of Seller Financing?
There are a lot of benefits of seller financing!
In the Cheyenne area, lots of smart people are using seller financing as a way to get the home of their dreams without having to qualify for a bank loan. Plus you are saving thousands on closing cost or points that are standard with dealing with a traditional mortgage or lender.
In the past few years, banks have been very tight on their lending criteria.
So don’t wait! Get started now by filling out the form at the bottom of this page.
Is there a required down payment?
Yes, but we can be very flexible. Generally speaking the down payment is 10-20% of the purchase price. We can offer you options and we will always do our best to work with whatever funds you have available.
Our Cheyenne homes range vary in price from entry level to upper end. We work hard to find homes that are in decent neighborhoods where people want to own a home and raise a family.
So don’t wait! Get started now by filling out the form at the bottom of this page.
What are the requirements of an Owner Financing arrangement?
We know that every person, family, and situation is different.
We do our best to help you uncover creative solutions to help you own the home of your dreams.
Once you’ve had a chance to check out the house, you’ll fill out an application that will include detailed information on everyone living in the home.
We’ll conduct a credit check and verify the income(s) for you and possibly others over 18 who are living in your household who could help in the purchase to confirm that you’ll be able to make your monthly payment.
We’ll speak with your references and previous landlords because relationships matter to us more than just scores assigned by a computer.
We love helping great folks to reach their dreams, so don’t be afraid – fill out the form below to get started!
I’ve seen the property I love on your list! What’s next?
Message us on Facebook, call 307-316-8047 or email us WyoSellerFinance@gmail.com to set up a time to talk. We’ll ask you a few questions about your history and situation and then take you to the next step with the qualification team. Please keep in mind that our homes sell quickly so time is of the essence.